You have already achieved substantial financial success. Yet the ultimate measure of success may be your ability to accomplish both your financial and life goals. This is how we distinguish our planning process from others.
The initial focus of our work is to seek to understand your values and then your financial objectives - what is most important to you personally. Next we evaluate your current planning, with all its various components, in the context of those objectives. During this process we will develop a personal financial model, allowing us to project estate values, cash flows, income and estate taxes.
Invariably, conflicts, inconsistencies and other problems are identified in the current plan. If this occurs, we will then explore with you the available planning techniques to eliminate these problems and allow you to achieve your objectives. We will discuss both their advantage and disadvantages of each strategy, often times utilizing the personal financial model to help evaluate their impact. The goal of this process is assist you in making informed decisions regarding your plan.
Ultimately, the agreed to strategies will be documented in a written plan. This then becomes the "blueprint" for working with your other advisors in the implementation of the plan. It also memorializes your plan for future reference.
The end result of this process will be a completely updated and coordinated plan, consistent with and supportive of your objectives.
We are licensed in the following states. If you are a legal resident of one of these states, please proceed. We are sorry if we are unable to offer you our services at this time.
California Insurance License #O727157
California Insurance License #0E09236
California Insurance License #0708159
Unless otherwise identified, Associates on this website are registered representatives of Lincoln Financial Advisors Corp. Securities offered through Lincoln Financial Advisors Corp., a broker/dealer. Member SIPC. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies and state variations thereof. Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates. Firm disclosure information available at www.LFG.com.
*Associated persons of Lincoln Financial Advisors Corp. who hold a JD and/or CPA license do not offer tax or legal advice on behalf of the firm.